So far we’ve looked at how everyone is guilty of sin, and therefore deserving of the punishment of hell. But we also saw how God responded to humankind’s hopelessness by graciously sending his Son Jesus to pay for sin. But that raises the question, “If Jesus paid for everyone’s sins, isn’t everyone going to be saved?” The answer revolves around the third key concept – faith. In this lesson, we hope to answer the following questions:

• What is the difference between those who are saved and those who aren’t?

• What is “faith”?

• Does faith save us?

• How does someone come to faith?


• 那些得救的和没得救的有什么区别?

• 什么是“信心”?

• 信心拯救我们吗?

• 某人是如何开始相信的?




Please read the following passages and then answer the corresponding questions.


John 3:16 – “For God so loved the world that he gave his one and only Son…


2 Corinthians 5:19 – God was reconciling the world to himself in Christ, not counting men’s sins against them.


1 John 2:2 – He is the atoning sacrifice for our sins, and not only for ours but also for the sins of the whole world.


2 Thessalonians 1:8-9 – He will punish those who do not know God and do not obey the gospel of our Lord Jesus. They will be punished with everlasting destruction and shut out from the presence of the Lord and from the majesty of his power.


Matthew 25:46 – “Then they will go away to eternal punishment, but the righteous to eternal life.”


  1. According to the underlined portions of those passages, whose sins did Jesus pay for?


    Jesus paid for the sins of the whole world, that is, all people.

  2. According to the italicized portions of those passages, does the Bible teach that everyone is saved?


    No, it does not say that everyone will go to heaven.

    Thus while the Bible teaches that Jesus paid for everyone’s sins, it also teaches that not everyone will be saved. Rather, some will be punished for their sins. Let’s look at the reason for the difference.


    John 3:16 – “For God so loved the world that he gave his one and only Son, that whoever believes in him shall not perish but have eternal life.”


    Mark 16:16 – “Whoever believes and is baptized will be saved, but whoever does not believe will be condemned.”


    John 3:18 – Whoever believes in him is not condemned, but whoever does not believe stands condemned already because he has not believed in the name of God’s one and only Son.


  3. According to the italicized portions of those passages, whom does the Bible teach will be saved?


    he Bible teaches that those people who believe in Jesus Christ will be saved.

  4. And according to the underlined portions of those passages, who will not be saved?


    Those who do not believe in Jesus Christ will not be saved.

    2 Corinthians 4:13 – It is written: “I believed; therefore I have spoken.” With that same spirit of faith we also believe and therefore speak.


    Romans 3:22 – This righteousness from God comes through faith in Jesus Christ to all who believe.


    1 Peter 1:21 – Through him you believe in God, who raised him from the dead and glorified him, and so your faith and hope are in God.


  5. According to those passages, what is another word for “believing”?


    Another word for believing is having faith.

    On the basis of the passages we have looked at, how would you then answer the question, “WHAT’S THE DIFFERENCE BETWEEN THOSE WHO ARE SAVED AND THOSE WHO AREN’T?”


    The difference between those who are saved and those who are not is faith in Jesus Christ.



    James 2:19 – You believe that there is one God. Good! Even the demons believe that – and shudder.


    Matthew 8:28 – When he arrived at the other side in the region of the Gadarenes, two demon-possessed men coming from the tombs met him. They were so violent that no one could pass that way. “What do you want with us, Son of God?” they shouted.


    The demons know that Jesus is the Son of God. Therefore, faith is more than just simple head-knowledge about who Jesus is.


    Romans 10:10 – For it is with your heart that you believe…

    罗马书10:10--因为人心里相信 …

    Hebrews 10:22 – Let us draw near to God with a sincere heart in full assurance of faith, having our hearts sprinkled to cleanse us from a guilty conscience and having our bodies washed with pure water.


    Psalm 78:22 – They did not believe in God or trust in his deliverance.


    John 14:1 – Jesus said, “Do not let your hearts be troubled. Trust in God; trust also in me.”


    Hebrews 11:1 – Now faith is being sure of what we hope for and certain of what we do not see.


  6. Faith affects more than the head. It also affects the…? (Look at the italicized portions of those passages.)


    Faith also affects the human heart.

  7. What is another word you could use to describe this “heart-knowledge”? (Look at the underlined portions of those verses.)


    Another word to describe heart-knowledge is “trust”.

  8. According to Hebrews 11:1, what does faith enable people to trust in?


    Saving faith in Jesus enables people to trust in God for the invisible, future things that God gives us by promise.

    Romans 8:38-39 – For I am convinced that neither death nor life, neither angels nor demons, neither the present nor the future, nor any powers, neither height nor depth, nor anything else in all creation, will be able to separate us from the love of God that is in Christ Jesus our Lord.


    Isaiah 12:2 – Surely God is my salvation; I will trust and not be afraid. The LORD, the LORD, is my strength and my song; he has become my salvation.”


    Galatians 2:20 – The life I live in the body, I live by faith in the Son of God, who loved me and gave himself for me.


    Romans 3:22 – This righteousness from God comes through faith in Jesus Christ to all who believe.


    Ephesians 2:8 – It is by grace you have been saved, through faith…


  9. According to the italicized portions of these passages, what exactly is the object of our faith? What do we put our trust in?


    The object of our faith and trust is Jesus Christ and what He has done to save us.

  10. What does our faith trust that God did? (Look at the underlined portions of those passages.)


    Our faith trusts that God has loved us and saved us through Jesus Christ and His redeeming work.

    On the basis of the passages we have looked at, then, could you please answer the question, “WHAT DO WE MEAN WHEN WE SAY ‘FAITH’?”


    By faith we mean our heart’s confidence and trust in God’s love for us in Jesus Christ and what He has done to save us from our sin



    Please read the following passages and then answer the corresponding questions.


    Acts 16:30-31 – [The jailer said], “Sirs, what must I do to be saved?” They replied, “Believe in the Lord Jesus, and you will be saved.”

    使徒行传16:30-31--【禁卒说】,“二位先生,我当怎样行才可以得救?” 他们说:“当信主耶稣,你和你一家都必得救。”

    Romans 10:4 – Christ is the end of the law so that there may be righteousness for everyone who believes.


    Genesis 15:6 – Abram believed (that is, had faith in) the LORD, and God credited it to him as righteousness.


    Romans 4:3 – What does the Scripture say? “Abraham believed God, and it was credited to him as righteousness.”


    Romans 4:23-24 – The words “it was credited to him” were written not for him alone, but also for us, to whom God will credit righteousness – for us who believe in him who raised Jesus our Lord from the dead.

    罗马书 4:23-24--“算为他义”的这句话不是单为他写的,也是为我们将来得算为义之人写的,就是我们这信神使我们的主耶稣从死里复活的人。

    Philippians 3:8-9 – What is more, I consider everything a loss compared to the surpassing greatness of knowing Christ Jesus my Lord, for whose sake I have lost all things. I consider them rubbish, that I may gain Christ and be found in him, not having a righteousness of my own that comes from the law, but that which is through faith in Christ – the righteousness that comes from God and is by faith.

    腓立比书 3:8-9--不但如此,我也将万事当作有损的,因我以认识我主基督耶稣为至宝。我为他已经丢弃万事,看作粪土,为要得着基督;并且得以在他里面,不是有自己因律法而得的义,乃是有信基督的义,就是因信神而来的义。

    1 John 2:1 – If anybody does sin, we have one who speaks to the Father in our defense – Jesus Christ, the Righteous One.


  11. Does the Bible teach that it is necessary for someone to have faith if they are going to be saved? (Look especially at the first two passages.)


    Yes, the Bible teaches that it is necessary to have faith in order to be saved.

  12. According to the italicized portions of those passages, what does God do for people who put their faith in Jesus as their Savior?


    God ends the accusations of His law against people and credits the righteousness of Jesus to them.

  13. Whose righteousness do we receive as “credit” through faith? (Look especially at the underlined portions of those verses.)


    We receive the righteousness of Jesus Christ

    On the basis of the passages we have looked at, how would you answer the question, “DOES FAITH SAVE US?” Or perhaps if we wanted to ask the question more specifically, “DOES FAITH IN AND OF ITSELF SAVE US, OR DOES THE OBJECT OF OUR FAITH (JESUS CHRIST AND HIS RIGHTEOUSNESS) SAVE US?” (circle one below)



    WE ARE SAVED BECAUSE OF THE OBJECT OF OUR FAITH – JESUS CHRIST. 我们得救是因为我们信心的对象――耶稣基督。 We are saved because of Jesus Christ, the object of our faith.

    The relationship between faith and salvation can be illustrated in the following way.


    When you received the injection of that antidote and your life was saved, you probably wouldn’t sing the praises of that wonderful hypodermic needle. You’d sing the praises of the antidote. The hypodermic needle had to be there, or you wouldn’t have received the antidote. But you know that the needle isn’t what saved you.


    Likewise, faith has to be there if someone is going to be saved (cf. John 3:16 or Acts 16:30-31). However, we know faith isn’t the cause of salvation. Salvation is the result of the object of our faith, Jesus Christ. Through faith we receive the benefits of his work.

    同样地,如果某人要被拯救,信心必须存在 (参看约翰福音3:16 或使徒行传16:30-31)。但是,我们知道信心不是拯救的原因。拯救是因为我们信心的对象――耶稣基督。通过信心,我们获得了他行为的益处。



    Please read the following passages and then answer the corresponding questions.


    Ephesians 2:8 – For it is by grace you have been saved, through faith – and this not from yourselves, it is the gift of God.


    Romans 12:3 – For by the grace given me I say to every one of you: Do not think of yourself more highly than you ought, but rather think of yourself with sober judgment, in accordance with the measure of faith God has given you.


    John 15:16 – [Jesus said], “You did not choose me, but I chose you.”


    1 Corinthians 12:3 – No one can say, “Jesus is Lord,” except by the Holy Spirit.


  14. Is faith something we accomplished on our own? Did we choose to have faith? (Look at the italicized portions of those passages.)


    No, saving faith in Jesus is not something we create for ourselves or choose to ourselves.

  15. If we didn’t choose to have faith, how did we get it? (Look at the underlined portions of those passages.)


    We received faith as God’s free gift to us.

    Romans 10:17 – Faith comes from hearing the message, and the message is heard through the word of Christ.


    2 Timothy 3:15 – From infancy you have known the holy Scriptures, which are able to make you wise for salvation through faith in Christ Jesus.


    2 Thessalonians 2:13-14 – But we ought always to thank God for you, brothers loved by the Lord, because from the beginning God chose you to be saved through the sanctifying work of the Spirit and through belief in the truth. He called you to this through our gospel, that you might share in the glory of our Lord Jesus Christ.


  16. According to the italicized portions of those verses, what does God use in order to create saving faith?


    God uses the Gospel in God’s Word to create saving faith in us.

    Romans 2:8 – But for those who are self-seeking and who reject the truth and follow evil, there will be wrath and anger.


    Ephesians 3:16-17 – I pray that out of his glorious riches he may strengthen you with power through his Spirit in your inner being, so that Christ may dwell in your hearts through faith.

    以弗所书 3:16-17--求他按着他丰盛的荣耀,藉着他的灵,叫你们心里的力量刚强起来, 使基督因你们的信,住在你们心里。

  17. While the Bible teaches that we don’t have the power to come to faith, we do have one awesome power. According to Romans 2:8, what is that power?


    We do have the awesome power to reject God’s Word and follow evil.

  18. That’s why God’s Word is so important in our lives. According to Ephesians 3:16-17, what does the Holy Spirit do for our faith through God’s Word?


    Through God’s Word, the Holy Spirit strengthens our faith and gives us power to remain in faith.

    On the basis of the passages we have looked at, how would you answer that question, “HOW DOES SOMEONE COME TO FAITH?”


    A person comes to faith by the Holy Spirit creating faith in Christ in a person’s heart through the use of the Gospel in God’s Word.

    Not only is the sacrifice Christ made for us a gift from God, our faith is also a gift from God! Our salvation, then, is entirely God’s doing. This raises the logical question, “What about our good works? How do they fit in?” That is the focus of our final key concept – WORKS.




A. Agree or Disagree – Jesus paid for the sins of those people who are in hell.


  Agree.  Jesus did pay for those sins of the people who go to hell and He deeply desires that they would go to heaven instead.  However, these people go to hell because they refuse to let God save them through the Gospel.

B. Agree or Disagree – The devil knows that Jesus died on the cross.


  Agree.  The devil knows the historical facts that Jesus died.

C. Agree or Disagree – The devil has faith in Jesus’ death on the cross.


  Disagree.  The devil has no faith that Jesus died on the cross for him.

D. Agree or Disagree – We will go to heaven if we believe in Jesus and try to live according to our faith.


  Disagree.  The reason we will go to heaven in through believing in Jesus as our Savior.   Our trying to live according to our faith is a fruit or result of having saving faith.  Neither our good works nor our faith is a meriting condition for our salvation.

E. Agree or Disagree – Faith comes to those who pray for it.


  Disagree.   Faith does not come through faith.  Faith comes from the Holy Spirit who creates it through our exposure to God’s Word.

F. Agree or Disagree – We have the power to keep our faith strong.


  Disagree.  We have an obligation to continue to use God’s Word so that the Holy Spirit can strengthen our faith, but it is the Holy Spirit who does the strengthening.

G. Agree or Disagree – A good pastor will bring many people to faith.


  Disagree.  It is not a human being who can create saving faith.  Only God the Holy Spirit can bring people to faith.   A Christian who faithfully shares the Gospel with people gives the Holy Spirit wonderful opportunities to bring people to faith.

H. What do you think? A common expression is “Keep the faith!” Another one is “You just got to have faith.” In light of what we said saving faith is, can you explain why those expressions are completely meaningless unless further explanation is given?


  By our own natural powers, we do not have the ability to come to faith or stay in faith.

I. What do you think? You can say a Hindu, or a Muslim, or a Buddhist has faith. You could even say that they have strong faith. But if you say that, how are you defining faith? Could you say those people have saving faith?


  Faith is confidence or trust in something.   Everyone has some kind of faith.  Saving faith is trust and confidence in Jesus Christ as one’s Savior from sin.  Only Christians have Jesus Christ as the object of their faith.  Only Jesus can save.